Decode Your Loan Offer — True APR & Red-Flag Checker | Qualify Finance
Offer decoder

Decode your loan offer.

Lenders love to hide the real cost. Enter the terms you were quoted and we'll show the true APR, total cost, and any red flags — no agenda.

Enter the offer

Use what's on your term sheet. Don't have a number? A ballpark still works.

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True annualized cost (APR)
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What we noticed
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Have us review it free →
Estimate based on the figures you enter. Real APR depends on exact fees, timing and terms.