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Construction & trades funding

Funding for construction & the trades.

Cover payroll and materials between draws, finance heavy equipment, and take on bigger jobs with confidence.

construction
🏗️

The funding challenges construction owners face

We've seen them all — and we know which funding solves each one.

Draw-schedule gaps

You pay crews and suppliers long before the next payment lands.

🧱

Up-front material costs

Big jobs need big material buys before a dollar comes in.

🚜

Equipment outlays

Excavators, trucks, and tools are major capital purchases.

Funding that fits construction

💳

Line of credit

Bridge payroll and materials between progress payments.

🚜

Equipment financing

Fund machinery and vehicles while preserving cash.

🏦

SBA loan

Lower-cost capital to scale crews, yards, and capacity.

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Invoice-based funding

Unlock cash from receivables on completed work.

6+
Funding paths for contractors
All
Credit profiles welcome
$0
Cost to explore options

construction funding: common questions

What's the best funding for a construction business?

It depends on your goal. Line of credit and equipment financing are common fits for construction owners. We compare every option against your numbers and match you to the right one — at no cost.

Can I get construction funding with bad credit?

Often, yes. Revenue-based working capital and equipment financing weigh your sales and assets more heavily than your credit score, so construction owners with imperfect credit still have real options.

How fast can a construction business get funded?

Revenue-based and equipment options can move in as little as 24–72 hours. SBA and term loans take longer but cost less. We'll help you weigh speed against cost for your situation.

How much funding can my construction business qualify for?

It scales with your revenue, time in business, and the funding type. Pre-qualifying takes about two minutes, won't affect your credit, and shows the range and products that fit.

Fund the next job before the draw clears.

Free, no obligation, and it won't touch your credit.

Get pre-qualified →