Funding for gyms & fitness studios.
Buy equipment, build out your space, and ride out membership swings — with funding suited to a recurring-revenue business.
The funding challenges gym owners face
We've seen them all — and we know which funding solves each one.
Equipment costs
Machines and free weights are a heavy up-front investment.
Build-out & expansion
New space and a second location need capital before members do.
Membership swings
Sign-ups spike and dip seasonally, straining steady overhead.
Funding that fits gym
Equipment financing
Fund machines and gear while keeping cash on hand.
Term loan
Build out or open a new studio with predictable payments.
Line of credit
Cover payroll and overhead through slower months.
Working capital advance
Fast capital judged on revenue when you need it now.
gym funding: common questions
What's the best funding for a gym business?
It depends on your goal. Equipment financing and term loan are common fits for gym owners. We compare every option against your numbers and match you to the right one — at no cost.
Can I get gym funding with bad credit?
Often, yes. Revenue-based working capital and equipment financing weigh your sales and assets more heavily than your credit score, so gym owners with imperfect credit still have real options.
How fast can a gym business get funded?
Revenue-based and equipment options can move in as little as 24–72 hours. SBA and term loans take longer but cost less. We'll help you weigh speed against cost for your situation.
How much funding can my gym business qualify for?
It scales with your revenue, time in business, and the funding type. Pre-qualifying takes about two minutes, won't affect your credit, and shows the range and products that fit.
Build the space members love.
Free, no obligation, and it won't touch your credit.
Get pre-qualified →