Funding for restaurants & food businesses.
From kitchen build-outs to slow winter months, we match restaurants, cafes, and food trucks to capital that flexes with the seasons.
The funding challenges restaurant owners face
We've seen them all — and we know which funding solves each one.
Seasonal swings
Revenue dips and spikes hard. You need capital that's there in the slow months.
Heavy equipment costs
Ovens, hoods, walk-ins and build-outs add up fast — and can't wait.
Thin margins
Food and labor eat into every dollar, leaving little cushion for surprises.
Funding that fits restaurant
Line of credit
A revolving safety net for slow seasons, payroll, and surprise repairs.
Equipment financing
Fund kitchen equipment and build-outs while keeping cash on hand.
Working capital advance
Fast funding based on card and delivery sales when you need it now.
SBA loan
Lower-cost capital for a second location or major renovation.
restaurant funding: common questions
What's the best funding for a restaurant business?
It depends on your goal. Line of credit and equipment financing are common fits for restaurant owners. We compare every option against your numbers and match you to the right one — at no cost.
Can I get restaurant funding with bad credit?
Often, yes. Revenue-based working capital and equipment financing weigh your sales and assets more heavily than your credit score, so restaurant owners with imperfect credit still have real options.
How fast can a restaurant business get funded?
Revenue-based and equipment options can move in as little as 24–72 hours. SBA and term loans take longer but cost less. We'll help you weigh speed against cost for your situation.
How much funding can my restaurant business qualify for?
It scales with your revenue, time in business, and the funding type. Pre-qualifying takes about two minutes, won't affect your credit, and shows the range and products that fit.
Let's fund your next move in the kitchen.
Free, no obligation, and it won't touch your credit.
Get pre-qualified →